Medigapdirect.com is a full service health insurance brokerage focusing on direct to consumer relations via our revolutionary web based enrollment platform. Our energy has been spent creating the most user friendly and streamlined interface for the general public in the individual marketplace. We offer what we feel is the most robust portfolio of short term medical and ancillary health related products in one place on the web. Our platform gives users tools that are easy to understand and use to perform searches, do comparisons, get quotes, and ultimately enrollments for all their health insurance needs.
As a company we are dedicated to providing the general public, through technology, an abundance of alternative health insurance options separate from the traditional and often confusing ‘Marketplace’ they may be used to. In addition to our web platform we have a full staff of licensed insurance professionals and customer service personnel standing by to assist with any and all questions and/or guidance a user may have or need.
Personally Identifiable Information
Personally identifiable information is information that could be used to identify an individual, such as name, birth date, contact information, health and financial information. Information such as your zip code alone is not Personally Identifiable Information, however when combined with other pertinent information such as name and birth date it can become so.
If you decide to create an account while using our website tools or to apply for health insurance you will be asked to provide Personally Identifiable Information. In order to get the full benefit of our tools and services it is important that the information provided is accurate. We will do everything within our power to protect this information.
Medigapdirect may use your Personally Identifiable Information in an attempt to market products, provide customer services, or request feedback. If you no longer wish to receive email communications from Medigapdirect, you may opt out by following the unsubscribe instructions in our latest email.
When you apply for health insurance through our website you will be asked to provide Personally Identifiable Information on the application, including health and financial information.
Anonymous information is any information that cannot be used to identify a specific individual. Anonymous information is data such as age, gender, or zip code that is not combined with more detailed personal information. Medigapdirect also collects data such as IP addresses, how our website was found, what products were reviewed, and the time spent on our website. We assess the information we collect to understand our customers and to improve our website.
Medigapdirect also uses third party technology such as Google Analytics to collect Anonymous Information, which enables us to deliver targeted advertising. Medigapdirect does not regulate the privacy policies of third party technologies. For additional information targeted advertising visitwww.aboutads.info/consumers. You may be able to opt out of this advertising by visiting www.aboutads.info/choices. Opting out may not block all ads.
Your browser may have a “Do Not Track” feature that indicates you do not want your web activity tracked. At this time these features do not have an industry standard so we currently do not recognize them.
Information we Share
Your Personally Identifiable Information will only be shared IF:
You authorize us to do so. For instance, if you fill out an application for insurance and request to have it submitted to an insurer or agent.
We collaborate with or hire a company to perform marketing services on our behalf. These companies will not be permitted to share your Personally Identifiable Information or market other services to you without your consent.
We believe in good faith, that we are required or permitted by law to disclose it. For instance, if we receive a legal order that requires us to assist law enforcement or resolve a customer dispute.
We are acquired, sold, merged, dissolved, or our ownership is significantly changed. You will be notified of these changes via a prominent notice on our website and/or email.
Because Anonymous Information does not disclose any Personally Identifiable Information we may share anonymous information with third parties to build partnerships or build business strategies to expand our services or enhance our website.
Medigapdirect uses industry leading technology and protocols to protect your Personally Identifiable Information secure and we comply with HIPPA security requirements. Because no security protocol is 100% fool proof, please take precautions when sharing your personal information such as using security software that is up-to-date.
Medigapdirect is intended for use by adults 18 years of age and older. If you have reason to believe a minor child has provided information to us, please contact us immediately.
California Shine the Light Law
The law, California Civil Code Section 1798.83 also called Shine the Light law gives residents of California the right to obtain from us a list of personal information we have shared with third parties for direct marketing in the preceding year.
If you have questions or require additional information please contact us at: firstname.lastname@example.org