Critical Illness Insurance
Critical illness insurance is essential because it protects your health—even the financial future of the people close to you. Having the right protection means your loved ones will never get to worry about money—it will be the last thing on their minds.
Critical illness insurance will offset expenses which may not be covered before now under your current medical insurance and disability plans.
Though most medical plans will cover for hospital and medical expenses; cost such as daily living expenses will be left out, so also copays, or childcare. Such financial gap will be bridged using critical illness insurance.
Critical Illness insurance via your employer may consist:
- A lump-sum benefit payment
- Dependent coverage provided for partner or spouse and children
- Zero obligations when submitting expense receipts
- Portable coverage in case you change employer
The benefits included are coronary artery bypass, cancer, major organ transplant, heart attack, cancer, etc.
At Medigadirect, we ensure that you have the right cover. We can define and meet all your needs.